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Metis

Metis evaluates existing portfolios, on the bank’s balance sheet and helps assess the new origination guidelines, dividend policy and distribution strategy in the context of the changing regulatory (IFRS9/CECL and Basel IV) and macro-economic environment. The typical users are in charge of portfolio analytics and making strategic decisions.

Athena

Athena is an easy-to-use tool for the analysis of credit risk transfer transactions. Taking both the originator and the investor perspective, Athena shows the economic effects of a credit risk transfer transaction in function of transaction structure, macroeconomic (stress) scenarios and regulatory changes like Basel 4 and IFRS9/CECL. The typical users are responsible for credit portfolio execution, structuring of transactions, brokers and investors/asset managers.

Loan Qualifier

Clean, consistent and reliable data is of the essence and drives the ability of lenders and investors to make informed decisions. To this end we support our clients continuously with analysis, monitoring of the quality of large loan portfolios.

Mortgage Analyser

An interactive dashboard designed to analyse residential mortgage portfolios, allowing investors and portfolio managers to better understand the portfolio characteristics and changes in valuation. Provides lifetime loss (IFRS9) estimates and daily valuations (IFRS13).

SME PD Model

OSIS has developed a statistical model to predict the probability of default (PD) of Dutch SME’s in line with the Basel definition of default. Herewith we overcome the lack of data with small banks and alternative lenders and make them become more recognizable by regulators and institutional investors. We hope this model will support small banks and alternative lenders to become a competitive and growing source of financing in the Dutch SME market.

Financial Statement Scraper

The Financial Statement Scraper is a web-based software that allows the user to convert Pdf documents into easy-to-handle structured data. The tool will produce and store standardized, digitized and curated data in order to automatically feed reports and calibrate models.